Do you need financial advice?
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If life was simple, you could achieve your financial goals by putting your hard earned money in the bank. The unfortunate reality is that we are all at the mercy of complex regulations, banks whose primary concern is profits for shareholders, investment risk, changes to legislation and scammers.
Getting financial advice will help you to navigate all of these complexities, grow your wealth, and protect your wealth once you have it.
How much does financial planning cost?
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The cost of getting financial advice will vary depending on how complex your circumstances are and how detailed the advice is. All fees and costs of the advice given will be disclosed to you.
At Integral Wealth Solutions, your first consultation is free of charge. This is your opportunity to get to know us, and for us to get to know you. Before we complete any financial planning, we will agree on the cost with you and there are no surprises or hidden costs.
What qualifications should my financial adviser have?
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Ideally, your financial adviser should have the highest level of qualification available. Greg has a finance degree, a Diploma of Financial Planning and holds CERTIFIED FINANCIAL PLANNER® professional status, the gold standard in financial planning awarded by the Financial Planning Association of Australia (FPA). The FPA is the peak industry body for financial planning in Australia, and members are committed to a code of ethics and code of professional conduct.
Please visit the FPA to find out more.
What should I tell my financial adviser?
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The more information you can provide to your adviser, the better equipped they will be to tailor advice to your specific needs. A good adviser is skilled at finding information that you may not even know yourself.
What should I ask my financial adviser?
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Our complimentary first meeting is the ideal time to meet your adviser to establish a good working relationship where you are comfortable with your adviser and the services and advice they can provide.
Some common questions to ask include:
What qualifications does your adviser have? CERTIFIED FINANCIAL PLANNER® professional have achieved the highest financial planning qualification worldwide.
Are they a member of a professional association? The FPA is the peak industry body for financial planning in Australia, and members are committed to a code of ethics and code of professional conduct.
What experience does your adviser have? Experience in the area that you require advice on is essential to ensuring you get the best possible advice.
Is your financial planner licensed? To put it simply, if they aren’t they cannot provide you with financial advice. Ask to see the adviser’s Financial Services Guide that will set out details of the Australian Financial Services License that they operate under.
What advice can your adviser provide? Not all advisers can advise on all things. Make sure that your adviser has competence and exprience in the areas that you need help in.